We let life insurance companies compete for your business so you can find the very lowest rate! 

All policies provide a guaranteed level premium and death benefit that will not change.

We update our quote engine daily to be sure and offer you the lowest quotes available. 

Please call us at 1-800-657-7178 for any questions we can help with. 

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Insurance Providers

Indexed Universal Life Insurance

Provides Permanent Life Insurance Protection with Strong Cash Value Potential & Tremendous Tax Savings

Indexed Universal Life Insurance provides the potential to produce strong cash value accumulation, and tax free retirement income. Your money not only grows tax free, it also provides tax free income, which results in lower taxes on your total income.

Participate in the gains of the market, without any stock market risk?

Indexed Universal Life Insurance companies credit interest based on stock market gains, but never the losses. The current index cap rate is 14% when the stock market does well, but never less than 0% when it performs poorly. With a Indexed Universal Life Insurance policy you benefit from the gains but never the losses. Indexed Universal Life Insurance allows you to earn tax deferred interest on the performance of stock market indices like the S&P 500 without participating directly in the stock market.

If you're interested in saving money for your future, or already have savings you want to protect and do more with, no plan does more than Indexed Universal Life Insurance.

  • Tax free growth
  • Tax free income
  • Tax free death benefit
  • Allows larger contributions than tax sheltered plans
  • Access to your money without penalty prior to age 59 1/2
  • Accelerate a portion of the death benefit for a chronic illness
  • Safety of principle, stable and secure with no stock market risk.
  • Insured by A+ Superior AM Best rated companies over 100 years old
  • Life insurance cash value is protected from creditors and lawsuits in most states
  • The S&P 500 has outperformed 90% of the equity mutual funds over the last 30 years
  • Knowing your cash value is safe and not at risk during major declines in the market is a comforting feature, especially when you retire.

Call me, Curtis Drake at 1-800-657-7178 for questions or to receive a personal illustration. Just let me know how much you'd like to save, or how much income you want for retirement. When you compare it to other policies or savings plans, you'll be glad you did.

Index Universal Life products are not a direct investment in the "market" or in the applicable index. The index is a factor that in part determines the interest to be credited at the end of the index period, and not as a vehicle for complete participation in stock market gains or returns.


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Drake Life Insurance Group – Owner William Curtis Drake is licensed in 41 states and refers licensed life insurance agents in all states except  Alaska, Connecticut, Delaware, DC, Hawaii, Massachusetts, Maine, New Hampshire, Rhode Island, and Wyoming. The following agent license numbers are provided for William C. Drake as required by state law: TX agent # 738897, MD agent # NPI192988,LA agent # 223065, UT agent # 200629, MN agent # IN-436218 and CA agent # OE50224