1-800-657-7178

We let life insurance companies compete for your business so you can find the very lowest rate! 

All policies provide a guaranteed level premium and death benefit that will not change.

We update our quote engine daily to be sure and offer you the lowest quotes available. 

Please call us at 1-800-657-7178 for any questions we can help with. 

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Insurance Providers

No Exam Term Insurance with Living Benefits

Great Rates for Overweight!

$50,000 to $250,000

If you've put off buying a life insurance policy because you felt you're weight 
would cause you to pay more than you'd like to, you're wait is over! 

Now you can buy up to $250,000 of term life insurance without taking an exam for less than ever before, and have living benefits included for free. 

No medical exam    No paperwork    No waiting period

Complete the form below to receive a personal quote!

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American National Life Insurance company is an A Excellent rated company by AM Best the rating authority for life insurance companies. If you're 18 to 65 years old, you can buy up to $250,000 without taking an exam. Below is a height and weight chart for American National Life Insurance Company. If your weight exceeds this chart, look at the chart below. If your weight exceeds both charts we can still provide you life insurance with a rate up.

Height

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Maximum

Weight

Height

Ft. In.

Maximum

Weight

Height

Ft.In

Maximum

Weight

Height

Ft. In.

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Weight

Height

Ft.In.

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Weight

4' 10" 179 lbs 5' 3" 211 lbs 5' 8" 246 lbs 6" 1" 284 lbs 6' 5" 316 lbs
4' 11" 185 lbs 5' 4" 218 lbs 5' 9" 253 lbs 6' 2" 292 lbs 6' 6" 324 lbs
5' 0" 192 lbs 5' 5" 225 lbs 5' 10" 261 lbs 6' 3" 300 lbs 6' 7" 332 lbs
5" 1" 198 lbs 5' 6" 232 lbs 5' 11" 268 lbs 6' 4" 308 lbs 6' 8" 341 lbs
5' 2" 205 lbs 5' 7" 239 lbs 6' 0" 276 lbs

Foresters Financial is an A-Excellent rated company over 130 years old. Foresters issues term life insurance without taking an exam up to $250,000 to age 55, and up to $150,000 to age 65.

Why would anyone buy Foresters when the rates are lower with American National?  Because a $100,000 20 year term for a 45 year old man that's 6'0"  tall that weighs 305 lbs will pay will pay less than $44 a month with Foresters, and over $54 a month with American National due to a 100% rate up for exceeding the American National weight chart. 

Below is the Height and weight chart for Foresters Life Insurance. 

Height

Ft.In.

Maximum

Weight

Height

Ft. In.

Maximum

Weight

Height

Ft.In

Maximum

Weight

Height

Ft. In.

Maximum

Weight

Height

Ft.In.

Maximum

Weight

4' 10" 198 lbs 5' 3" 234 lbs 5' 8" 274 lbs 6" 1" 314 lbs 6' 5" 353 lbs
4' 11" 207 lbs 5' 4" 243 lbs 5' 9" 281 lbs 6' 2" 325 lbs  6' 6" 360 lbs
5' 0" 212 lbs 5' 5" 250 lbs 5' 10" 292 lbs 6' 3" 336 lbs 6' 7" 367 lbs
5" 1" 221 lbs 5' 6" 259 lbs 5' 11" 298 lbs 6' 4" 342 lbs 6' 8" 373 lbs
5' 2" 225 lbs 5' 7" 265 lbs 6' 0" 307 lbs

Term Life Insurance is the most economical life insurance you can buy. You can get up to 5 times more term insurance than you can whole life insurance. Term life insurance is typically used to provide an income, pay off a mortgage, or pay for college if you're no longer here.  

These are the most economical term insurance policies you can find anywhere if you're over a preferred weight. These companies give you great rates if you're overweight and living benefits included for free. To learn more about how important these living benefits are, look below the video. 

 For personal quotes or questions call 1 800 657 7178


 

 

    Term Life Insurance with Living Benefits 

AMERICA NATIONAL INSURANCE COMPANY

    These are life insurance policies you don't have to die to use!

Term Life Insurance is typically used to pay off a mortgage, pay for a college education, or provide income for your family in the event of a premature death, but if you have a major accident or illness and outlive your traditional term insurance policy, you won't be paid anything.
 
Unlike traditional term life insurance policies that only pay a death benefit, American National's and Foresters term life insurance policies will pay thousands of dollars, up to 90% of the death benefit for a critical illness like a heart attack,stroke, cancer and up to 13 other illnesses, and do it all for no additional cost.  
If you buy a traditional term insurance policy and suffer a major illness you won't be paid anything, $0 unless you die during the term period. With American National or Foresters you could have been paid up to $225,000 of a $250,000 policy. 

How important is it to have living benefits included in a life insurance policy?
Let's look at the statistics 

Stroke: Every 40 seconds someone in the US has a stroke
Cancer: Every 30 seconds someone in the US is diagnosed with cancer
Heart Attack: Every 44 seconds someone in the US suffers a heart attack. 
With the likelihood 3 times as great to suffer a critical illness as to die prematurely, wouldn't you rather have a policy that will help you while you're living too?  

Taking an exam to find out you're a borderline diabetic, or have other health issues can be very costly when buying a life insurance policy. It's usually best not to take an exam unless you need more coverage.   
 Complete the form above to receive your free quote.  

                  For questions call 1 800 657 7178 

Drake Life Insurance Group is the name of our agency, Owner William Curtis Drake is licensed in 41 states and refers licensed life insurance agents in all states except  Alaska, Connecticut, Delaware, DC, Hawaii, Massachusetts, Maine, New Hampshire, Rhode Island, and Wyoming. The following agent license numbers are provided for William C. Drake as required by state law: TX agent # 738897,MD agent # NPI192988,LA agent # 223065, UT agent # 200629, MN agent # IN-436218 and CA agent # OE50224.

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